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Whenever there is confusion and no definite answers are available to most questions in my mind it’s a tussle of acting with knowledge v/s information. The confusion stems from the fact that people tend to act on information more and generally without application of knowledge. Further I am not talking of complex things like PE, forward PE, BV, Continue reading Act on knowledge not information If someone were to ask me what is the best investment to do, my perpetual answer is and always will be, “Invest in You”. That’s right, you are your greatest asset and you are responsible for everything you do whether you create or destroy wealth. The number of people who create wealth is much lower to Continue reading Trust your own conviction “You must plan for your financial goals”, “We conduct a complete needs analysis and then give you solutions”, “Our method is superior” so on and so forth. These lines are used as punch-lines by most financial product sellers while talking to you and posing as Financial Planning advisors. Goal planning is a far more complex exercise than you Continue reading What is goal planning? Most of what we do with respect to tax saving / planning/ investment whichever way you call it is going to be of little or no use in years to come. The returns from such investments are likely to be minuscule and / or they may not serve any worthwhile use of your money. Tax planning is very Continue reading Taxing Season Again |
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